“Hate” – A Needless Form of Thought Crime

Do we need the distinction “hate” when dealing with violent crime?  Media amplification, maybe?  A “hushpuppy,” for the politically correct?  A first step toward “thought crime?”

Psychopaths, and sociopaths, outlaws, and gang members may not hate their victims at all.  Does that make their crimes less heinous?  How about crimes against loved ones, are they “love” crimes?  How about any other state of mind?  Have we developed mind-reading, telepathy, or other means to know what is in the head of a criminal when they commit offenses?  I say, forget useless adjectives and apply what we already have:  laws.

Laws distinguish first degree murder, manslaughter, and justifiable homicide, based on circumstances, threat, and intent. The term “aggravated” is added to crimes based on severity, and intent. So, we have legal tools to separate “accidental,” “incidental,” “intentional,” and “self-defense.”  Types and severity of prescribed ranges of sentences are graduated based on degree, and intent.

“Hate crimes” seem to be intentional to me and therefore “first degree,” or “aggravated.”

Verbal and menacing threats are crimes, “assaults,” misdemeanors.  What parts of so-called verbal “hate crimes” are not covered by current laws?

The ultimate punishments for thought crimes are the double jeopardy of federal “civil rights” prosecution, and triple jeopardy of civil suits for the same event.  The costs in time and money will ruin most people, even if they are exonerated.

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Illegal Voter Investigation – Mr. President, Please Let It Go

Mr. President:

A friend of mine shared a great piece of wisdom with me 35 years ago: “Something not worth doing is not worth doing well.”

I believe the President of the United States has plenty to do just fulfilling his campaign promises and doing his job.  Please find a gracious way to let go of this focus on the popular vote.  It is not worth doing.

Think of the effort and expense involved; the country needs every minute, and every penny devoted to national needs.  One of our needs is to get our country back together again.  Prolonging the rancor that drove so many Americans to distraction cannot make things better with your former opponents.

How about a cost benefit analysis?  Ask yourself, what would change?  What would be the gains?  What would be the costs, financially, politically, and personally?

  • If you are 100% right, or partially right and had a majority
  • If you are partially right and had less than the majority
  • If the investigation finds no significant voter fraud

Why give the enemy an opportunity to inflict more wounds in a fruitless battle?

Sir, you have already won the war.  Let us have peace.

Children Threatened in Public School Classrooms – Federal Laws Deny Them Protection from Disruption

Civilized societies set behavioral norms, and prescribe consequences for violating those norms.  For example, it is not okay to harm another person without cause; it is not alright to harass someone, or “disturb the peace.”  Families can set broader boundaries inside their homes, but not in public.  However, sadly misguided federal laws and rules subject public school children and their teachers to violent, threatening, disturbing, unpredictable, disruptive behavior every day, in the name of “equal education.”  This violates common sense and the rights of the other children to a peaceful education.

In the so-called “real world” normal people do not put up with violent or disruptive people.  The disruptive person is usually fired from a job in a work environment, ejected or arrested in social or public environments.  Medical treatment is indicated, to the extent emotional disabilities or mental illness are involved; punishment and fines are indicated otherwise.  In other words, society separates or isolates disturbed citizens and insulates normal citizens from their disruptions.

I do not know any normal, emotionally healthy people who are made to endure the disturbances of disruptive adults.  Why do we subject our children and public school teachers to behavior normal society does not allow?  Most teachers are not trained psychologists, and none of the students are trained to accept and deal with such frightening, threatening behavior either.  Even if they were, there is no excuse for making public school so trying, and perhaps harmful.

 The current federal laws paint children with “disabilities” and public schools with a broad brush when they require inclusion and mainstreaming without stipulation.  Do they think normal classrooms are therapy for violent and disturbed students?  Do they think the distress and disruption help normal students learn?  Disturbed, violent, and disabled students need added, special resources and treatment that normal students do not.  Why subject the whole class to special efforts that scare them, delay normal learning and deny them the knowledge they are present to obtain?

Special needs children deserve to be taught the same knowledge as other kids.  Many special needs children are not disruptive.  However, their special needs may require different teaching approaches and intensive, trained, instruction to attain that knowledge.

The advocates of “mainstreaming” tout the marginal benefits to special needs students, but blithely avoid discussion of the serious detriment to “mainstream” students and the teachers that must cope with the stress and interference required to produce those benefits.  This attempt at social engineering is so obviously lame, it cannot stand a reality check.  Does anyone remember when even whispering in class, and passing notes were punishable infractions?  They were infractions because they distracted students and teachers from the purpose of the class.  Has this idea expired from political correctness?

If the needs of the few can be met without expense to the many, I say, so be it.  Find another way to fulfill the needs of violent, threatening, and disruptive students.

The March? -Fog of Vague Purposes

Remember “Occupy Wall Street?” More currently, “Black Lives Matter?”  And the latest example, “Women’s March?”  They have this much in common:

  • Loose Organization
  • Diverse Membership
  • Aggregate Complaints
  • Unfocused Intentions
  • Non-Specific Proposals
  • Outdoor Meetings
  • Catchy Names

“Occupy Wall Street” was pretty much just news items about their encampment.  “Black Lives Matter” fails to note that Federal statistics show that 80-90% of murdered “black lives that matter” are victims of black killers.  Half of all murder victims, nationally, are black; blacks are less than 15% of the population.  Where is that protest and call to action?

In the context of this protest, do they mean “Black, Mexican, Muslim, LGBTQ, Women’s Lives Matter?”  Or do they mean “Black, Young, Men’s Lives Matter,” but this just happens to be a women’s march?  Just what do they mean?

It seems that the “Women’s March” was all about disappointment, fear, and frustration transformed into pink anger.  Disappointment that Hillary did not win, fear that women’s rights will be undermined, and frustration that women do not receive equal pay.

Trump became the effigy to blame for everything.

Misogyny:  How many participants, do you think, could cite specific instances when President Trump recently disrespected women who were not attacking him?  Where is the acknowledgement of the nonchalant treatment of wives and women by iconic presidents such as JFK, and Bill Clinton?

If the marchers are promoting equality for women, his business organizations reflect great respect for women by hiring them, promoting them into management and paying them well; sounds like equality to me.  Why not ask women who work for the Trump organization how they feel about their misogynist boss?

Immigration:  First, Trump got trapped in the “Newspeak” of the way we use “immigrant.”  Many foreign nationals, from many countries, apply for visas, “green cards,” and citizenship every year.  Those who gain permanent residence or citizenship can rightly be called immigrants.  A great number of Americans are immigrants or children of immigrants.

The proponents of unlimited immigration and aligned journalists fought to not use the legal term “alien.”  They insisted on substituting “______-immigrant” until it became commonplace.  The problem is that non-hyphenated, legal immigrants heard these “_______-immigrants” being criticized and threatened, and felt included in that group; they took personally the anger, fear, and distain.

By verbally lumping the “_______-immigrants” together with immigrant citizens, they built support for their open-borders philosophy.  If we had stuck with “aliens,” and “foreign nationals,” the citizens would not have felt combined with them.

Exactly, what did he say about Mexicans?  Not just the clips, the whole statements. He said that among the illegal migrants were, drug smugglers, human traffickers, fugitive criminals, including murders, and rapists.  Is that true?  Yes.  Trump’s opponents extracted this description and implied that he meant ALL Mexicans fit these profiles.

Muslims:  Trump wants to limit and vet prospective refugees entering the US from Islamist countries tied to terrorism.  He wants Muslim communities to help identify and thwart jihadist terrorists.

Women who live in Muslim countries might not be sympathetic with the complaints of the marchers; certainly, they would or could not march on their capitals protesting.  Why not ask Muslim-American women what they would face if they went home to Arabia and Africa?  What would you face going there as a Christian?  Count your blessings that you live here in America.

There are no government proposals or actions right now that threaten women; he just took office Friday.  All the rhetoric is about what could happen; what rights they fear might be lost; what affronts they fear they may face.  Fear is a factor, but not fact

The one thing that stands out to me is concern about reversing Roe v. Wade.  I understand opposition to abortion challenges.  I support safe, informed, reasoned choice for every woman.  So, focus on defending that right or you risk people writing you off as generally disappointed with the election results, and righteously irritated at the challenges of being a woman.

The last point is this:  What do you propose, aside from replacing Donald Trump?  Many commentators have shrugged their shoulders about the purposes of the march because the marchers are not clear about what they are championing.  It was a shame that all the time, money, effort, and commitment it took to get people on the streets ended in a fog of vague purposes.

Green Party Encourages Waste? – Turnkey Turkey Shoot

Looks like Christmas shopping budgets went down for contributors to Jill Stein’s quixotic test of American intellect.  So much for saving the environment.  So much for conserving resources.  So much for whatever the Green Party is supposed to stand for.  Green Party members, look to your leader.

Thanksgiving was especially satisfying this year, ending 2 years of rancor; I thought.  Who wants to investigate or diagnose this pre-holly folly?  Is news content so sparse that the woman, who probably cost Hillary Clinton the election, is raising money to challenge the integrity of the election process? I thought that was Donald Trump’s job.

I would rather have fake news than sad, financial pandering to people who just could not get enough politics before the holidays.

Does Jill Stein have to publish the financial records of this specious fund-raising campaign?  I wonder who will receive the burgeoning  attorneys’ fees falling like confetti on Jill Stein’s wrong-way parade?  This year, it is easier to believe in Santa Claus than Jill Stein’s compost.

Obamacare 6.7 Million Employees Lose Health Insurance

Yes, as I wrote in my August 31, 2016 article “Middle-Class Families Robbed by Obamacare – Before and After Taxes,” Obamacare has seen employers drop health insurance benefits for employees (6.6 million in 2014).

The administration boasts an increase of 9.5 million using the new exchanges in 2014.  Heritage.org provided this diagram of changes in health insurance coverage for 2014.  It shows that of 9 of the 9.25 million people newly covered were enrolled in expanded Medicaid.

It also shows the decrease in 6.7 million employer provided health insurance and 4.8 million increase in individual insurance.  Apparently 2.1 million self-insured (private pay, no insurance).

Employers stopped health insurance for 6.7 million employees after Obamacare came into effect.  The premiums paid by the employer for those insurance benefits were not taxed to the employees.

Often, those employers did not increase the paychecks of employees, they just pocketed the money.   The employees got a pay cut equal to the premiums.  The employees bought new coverage through the exchanges with after-tax dollars, probably for higher premiums than the employer paid.  But, even if the employee could buy equivalent coverage for the same premium, the employees lose.

Example:

Mary Smith earns $4,000 per month (taxable) and health benefits of $1,000 per month (not taxable).

Employer health insurance $1,000.  Equivalent individual coverage $1,400.

In the first example, Mary has $1,400 less per month, $16,800 per year.  The employer gains $1,000 per month, $12,000 per you.

In the second example, Mary has $615 less per month, $7,380 per year.  The employer loses $65 per month, $780 per year.

Employer Drops Health Insurance and Does Not Increase Salary to Offset

Obamacare

Employee Compensation

Before After Change
Salary 4,000 4,000 0
Income tax withholding 15%    600    600 0
Social Security & Medicare 6.75% 260 260 0
Paycheck                                              3,140 3,140 0
     
Health Insurance -1,400 -1,400
Total After-tax, after insurance       3,140 1,740 -1,400
Employer Costs
Salary 4,000 4,000 0
Social Security & Medicare 6.75% 260 260 0
Health Insurance 1,000 0 +1,000
Total Costs                                          5,260 4,260 +1,000

 

 

Employer Drops Health Insurance and Does Increase Salary to Offset

 

Obamacare
Employee Compensation Before After Change
Salary 4,000 5,000 +1,000
Income tax withholding 15%    600 750 -150
Social Security & Medicare 6.75% 260 325 -65
Paycheck                                              3,140 3,925 +785
     
Health Insurance -1,400 -1,400
Total After-tax, after insurance       3,140 2,525 -615
Employer Costs
Salary 4,000 5,000 +1,000
Social Security & Medicare 6.75% 260 325 -65
Health Insurance 1,000 0 -1,000
Total Costs                                          5,260 5,325 -65

 

 

 

 

Ignorance is Blitz – Hillary Slams Donald

Let’s see now, a former US senator who knows how Congress passes tax laws, shouts unnecessarily (microphones notwithstanding), counting on the ignorance of her audience.

“Duplicitous” is the apt description of this fiery rhetoric she delivers, as if Trump has done something wrong, sinister, diabolic, & deplorable with his taxes, when she knows better.  But she knows it just works; why not stir up angry emotions?

The billion-dollar loss on Trump’s 1995 tax return is a real loss of money, & perfectly legal.  Using past business losses to offset future profits is a given & it makes perfect sense.  This law has been in effect, with periodic modifications, since the Great Depression of the 1930’s.

Every tax law must come from Congress & be signed by the president.  Every one of Donald Trump’s tax returns has been scrupulously audited & accepted by the IRS.  Anything they may have found that does not comply with the law, they adjusted to conform.  Nothing was allowed that was not legal; no law was broken.

Few people know the complexity of the tax laws congress passed.  But, most people know that they can deduct mortgage interest, medical expenses, and certain  other personal expenses.  No one I know forgoes those deductions, or refuses to accept tax credits.  I believe it is pernicious, irresponsible & wildly ignorant to brand approved behavior as evil & elitist

Business Losses

Businesses are not always profitable, (i.e. Sales – Costs = Profit/Loss).  Even if some years are bad, others must be good; otherwise the business fails.  The government allows business to look at their profits & losses over several years.  For example:

Joe & Mary Remodeling Co experiences a loss in 2008 during the financial & real estate crash.

2008Income was $ 150,000 and employees, suppliers, equipment, outgo was $250,000, a loss of $100,000. This included the business share of payroll taxes, (employers match the Social Security & Medicare taxes withheld from paychecks). Joe & Mary had to borrow $100,000 to keep their doors open.  They also had to borrow money for living expenses that year.

  • The $100,000 loss is “carried forward.”
  • Joe & Mary owe $100,000 +.

Things get worse in 2009; they cut expenses to $100,000, but income was only $75,000, a loss of $25,000, which they borrow.  They also borrow enough for personal living expense.

  • The $25,000 loss is added to the previous year’s $100,000 and $125,000 is “carried forward.”
  • Joe & Mary owe $125,000++

Things brighten in 2010; income is $125,000 with expenses of $75,000, a profit of $50,000.

The tax law allows them to use $50,000 of the “carried forward” losses from 2008 ($100,000) and 2009 ($25,000) to offset the 2010 profit.

  • $50,000 is subtracted for the $125,000 loss “carried forward.”
  • The remaining $75,000 of their losses is “carried forward.”

You can read the IRS instructions & explanations here:  https://www.irs.gov/pub/irs-pdf/p536.pdf

Bankruptcy & Unpaid Debts

Joe & Mary still owe the money they borrowed ($125,000 plus living expenses)

If Joe & Mary could not repay the debts, &  claimed bankruptcy, the amount of debt not paid is deducted from the amount of loss they could “carry forward.”  https://www.irs.gov/taxtopics/tc431.html

Donald Trump’ s Billion-Dollar Loss in 1995

The amount of loss in the real estate business can include deductions for both cash expenses & “depreciation” of the buildings.  The tax law has strict rules on how much a person can “depreciate” all kinds of business assets.  If depreciation is part of the loss, & the building is later sold or repossessed, the depreciation is “recaptured,” which means added back into income & subtracted from the loss “carried forward.”

All in all, without more information, no one can tell what happened to that billion-dollar loss.  If Trump’s properties went into bankruptcy, those losses could have been cancelled by the rules for “recapture,” and debt reduction.

You can bet that the IRS audits every tax return Donald Trump files.  Someone should audit Hillary Clinton’s knowledge of tax law, & ethical portrayal.