What Do You Want to Be True? – You Can Find It

18 02 2014

Whatever you choose to believe, you can find validation in the info sphere you design.

Today, we have a surplus of information sources that impart variations on facts, events and the intentions of the parties involved.  Just set up your information filters and you can relax.

The world will conform to your adjustments.

You might open your channels of information and news to include those with whom you most deeply disagree, but that means taking in ideas that do not conform to your sacred notions.  If the ideas you hold dear do not affect your daily world, you can blithely hum your comfort songs and smile at work all day.

But what if reality conflicts with your home life?  What if what you have come to believe does not work in your case?  Who can you say is responsible for the dissonance and discord you experience?

Where can you go to get “flat” facts without the spin?  Can you discern who subscribes to the old standards of journalism?

Having endured countless misattributed quotes, misrepresented authorities, and unsupported assertions, I conclude that we must each take responsibility for the truths we live by.

Research into what people say and do is both easier and more misleading than ever before.  We have many false leads and “proofs” to sort through in this age of lethal naiveté.  Those who count on our laziness of thinking are smiling.  Relentlessly, they pump their ideology and notions into the info sphere, relying on our easy acceptance of whatever we find on TV or online.

Lately, I am saddened by the lack of concern our citizens have shown for the erosions of our liberties we accept in the name of remedies to our civilization’s problems.  Every step that does not touch us directly, we embrace, despite the fantasies employed.

Can we wake up?  Can we regain the independent thinking that was the hallmark of our nation’s birth?

Let us reassert our abilities to solve our own problems, and not rely on “them.”


President Obama Has a Fantastic Opportunity to Implement His Stand on Employer Health Insurance

15 02 2014

In recent statements, President Obama said that the tax break employees receive on health insurance is a post WWII phenomenon that should fade away.  He can use his executive powers to demonstrate his leadership by eliminating this tax break for the largest single employer in the USA – the federal government.

By executive order the President can make the health insurance premiums for all federal civilian and military employees and himself fully taxable.  So why does he not take this step right now, and gain $20+ billion in taxes for no added cost?  All he has to do is put the government’s share of the premiums on the employees W-2’s.

Whatever reasons he might offer for not doing this weaken the credibility of his statements.

Here are the consequences this action would produce:

Eight point two million federal employees would pay state and federal income tax at 15-40%, as well as 7.65% Social Security and Medicare taxes, on the government’s share of the health insurance premiums.  

That means employees will see their paychecks reduced by 23-50% of the company’s premiums to pay the extra taxes, with no other compensation.  (The federal government could also contribute another 7.65% matching as the employer.)

I cannot find anywhere the total amount the government pays to the Federal Employee Health Benefits plan, but we can guesstimate an average of $10,000 average, per year, per employee.

The government pays 72% or $7,200.  So, $7,200 added to 8,200,000 W-2’s, = ?

Voila!  $59 Billion of newly taxable dollars, without giving anyone a raise!  Social Security tax at 7.25% would add $4.5 billion per year.  I do not know if the federal government matches contributions, if they do, that would be another $4.5 billion to total $9 billion a year, just for Social Security and Medicare.

Next apply state and federal income tax to the increased income, let’s use 25% combined rate for our example.  $59 billion, times 25%, equals $14.8 billion, per year, in new income taxes.

So, that means it is good to take $20+ billion out of your employee paychecks by changing the rules?, (even if you might have to make some Social Security deposits?)  Sounds like a Slam-dunk.

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